The purpose of this Privacy Policy (“Privacy Policy”) is to provide you detailed information about how Nova Fintech LLC processes your personal data, either about how you use our website at https://novafintech.co/ (“Website”).
This Privacy Policy sets the frames of collection, storage, usage, maintenance, disclosure, and elimination (the “Processing”) of the Personal Information Nova Fintech LLC receives and collects. We may change and update this Privacy Policy from time to time to reflect changes to Our information collection, usage, and storage practices.
By using Our Website, Nova Fintech LLC assumes that you agree to the collection and use of information in accordance with this Privacy Policy and agree to provide to Us an explicit consent to terms and the data practices described in this Privacy Policy including the processing, storage, and usage of your Personal Information.
BY USING THE WEBSITE, YOU PROMISE US THAT (I) YOU HAVE READ, UNDERSTAND AND AGREE TO THIS PRIVACY POLICY, AND (II) YOU ARE OVER 18 YEARS OF AGE. If you do not agree, or are unable to make this promise, you must not use the Website. In such a case, you must (a) contact us and request deletion of your data; (b) leave the Website and not access or use it.
Nova Fintech LLC, registered at: Trust House, 112 Bonadie Street, Kingstown, St. Vincent and the Grenadines, сompany number: 2567 LLC 2022 (“Company”, “we”, “our” or “us”) is a data controller in respect of personal information that we process when you send us an inquiry on “Contact page” form or via e-mail: info@novafintech.co.
We gather certain Personal Information and data when you use Our Website (“Personal Information”). You may refuse to provide such Personal Information and/or decide to give Us any other non-required data. In case you refuse to provide Us with your Personal Information, you may not be able to access or use all of the features of Our Website.
Except as described in this Privacy Policy, We will not sell, lease, rent or loan your Personal Information to any third party without your prior consent.
While providing access Our Website Nova Fintech LLC may collect the following Personal Information from you:
“Personal Information” such as name, email, contact details or any other personal content that you provide Us whether through a form or field on our Website or any other communication (e.g. email, phone, etc.).
“Technical Information” such as browser type, operating system, device type, IP address, and other similar technical information received from a browser or device automatically when visiting or interacting with Our Websites. This may include the referring URL that led you to Our Website.
“Usage Information” such as the pages you visited on Our Website, where you clicked, searches performed on Our Website and other similar information related to how you have used Our Website. It may also include information related to whether you receive, opened or clicked on any links in an email sent to you.
“Cookies Data” - as described in Section “Cookie Notice” of this Privacy Policy.
Other than as required by law, Website do not collect any special categories of personal information about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data). Company will not collect any information about criminal convictions and offenses.
To process your personal data, we may rely on the legal bases below:
Your consent provided to us under the EU Regulation 679/2016 (or, if applicable, EU Regulation 679/2016 as implemented in the UK as UK GDPR) (together referred to as “GDPR”) Article 6 (1) (a) (“Consent”) or to enable us to process special categories of personal data in general, we rely on your explicit consent under GDPR Article 9 (2) (a) (“Explicit Consent”).
The processing of your personal data is necessary for the performance of a contract with you under the GDPR Article 6 (1) (b) (“Contractual Basis”).
The processing of your personal data is possible based on our legitimate interest under the GDPR Article 6 (1) (f) (“Legitimate Interest”).
We may process your personal data based on our legal obligations pursuant to Article 6(1) (c) of the GDPR (“Legal Obligation”).
We may process your personal data if the processing is necessary to protect the vital interests of a natural person where the data subject is physically or legally incapable of giving consent pursuant to Article 9(2) (c) of the GDPR (“Vital Interest”).
We may process your personal data if it is necessary for reasons of substantial public interest, on the basis of Union or Member State law, such as air transport security with suitable and specific measures to safeguard the fundamental rights and the interests of the data subject based pursuant to Article 9(2) (g) of the GDPR (“Substantial Public Interest”).
To help us maintain the accuracy of your Personal Information, please contact us at info@novafintech.co if any of your personal details have changed.
To process your inquiries and to respond to your requests. For example, when you contact us to learn more about our products or services or when you request to receive certain materials from us (e.g. white papers, research papers, product and services information).
To send you information related to Our services and products that We believe may interest you. Such communications will be sent to you when you have chosen to receive such communication or when We have a legitimate interest to market our products and services. In any event, you will always be able to opt-out of receiving such communications. Opting out may be done directly in the communication received.
To maintain and improve Our Website. Nova Fintech LLC uses Personal Information to ensure that Our Website functions properly. We process your Personal Information to provide a personalized experience, and implement the preferences you request.
To provide quality control. We process your Personal Information for quality control and staff training to make sure We continue to provide you with accurate information. If We do not process Personal Information for quality control purposes, you may experience issues or other interruptions.
To research and development purposes. We process your Personal Information to better understand you and the way you use and interact with Our Website. In addition, We use such information to customize, measure, and improve the content and layout of Our Website and other applications, and to develop new services. Without such processing, We cannot ensure your continued enjoyment of Our Website.
In our legitimate interest to prevent fraud or harm to Us or to any third party, and to ensure the security of our network and services.
Where it is necessary for Nova Fintech LLC to comply with its legal obligations and to exercise and enforce its legal rights.
Company may disclose your personal information to the following categories of recipients:
(i) to its professional advisers, third party services providers and partners who provide data processing services to Company (for example, to support the delivery of, provide functionality on), or who otherwise process personal information for purposes that are described in Policy or notified to you when Company collects your personal information;
(ii) to any competent law enforcement body, regulatory, government agency, court or other third party where Company believes disclosure is necessary (a) as a matter of applicable law or regulation, (b) to exercise, establish or defend its legal rights, or (c) to protect your vital interests or those of any other person;
(iii) to any other person with your consent to the disclosure.
INFORMATION RETENTION
We will hold your Personal Information on our systems for the longest of the following periods: (i) as long as is necessary for the relevant activity or services; (ii) any retention period that is required by law; (iii) the end of the period in which litigation or investigations might arise in respect of the services.
When You access Our Website Nova Fintech LLC (or Google Analytics or a similar service provider on Nova Fintech LLC’s behalf) may place cookies on your computer or other devices.
A cookie is a small text file placed on your device by the websites that you visit. Cookies are then sent back to the website on each subsequent visit, or to another webpage that recognizes that cookie. Cookies are used in order to make the website work, or to work more efficiently, as well as to provide information to the owners of the website. Such information may be used to provide a more personalized and responsive service. Cookies may be either first party cookies set directly by us to your device, or third-party cookies set by a third-party provider on our behalf. Whenever you use this system, information may be collected through the use of cookies and other similar technologies (e.g., web beacons, tags, scripts, local storage).
This Cookie Notice is a part of the Privacy Notice.
Examples of Cookies We use:
Session Cookies. We use Session Cookies to operate Our Website.
Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
Security Cookies. We use Security Cookies for security purposes.
If you access Our Website from a mobile or other devices, Nova Fintech LLC may collect information for that device such as a unique device identifier (“UDID”).
Nova Fintech LLC uses these technologies to recognize you as Our Website user, customize Website, understand usage and determine the effectiveness of email marketing campaigns, measure promotional effectiveness and collect information about your computer or other access device to mitigate risk, help prevent fraud, and promote trust and safety.
You may adjust your browser to reject all cookies or to indicate when a cookie could be sent. Nova Fintech LLC requests you to provide explicit consent to use cookies. However, if you do not accept cookies, you may not be able to use all of the features and services provided by the Website in a full manner.
The length of time cookies will stay on your device will depend on whether it is a “persistent” or “session” cookie. A persistent cookie will be stored by a web browser and will remain valid until its set expiration date, unless deleted by you before the expiration date. A session cookie, on the other hand, will expire at the end of your web session, when the web browser is closed.
Nova Fintech LLC protects your Personal Information under internationally acknowledged standards, using physical, technical, and administrative security measures to protect the privacy of the information you provide to Nova Fintech LLC from unauthorized or accidental access, loss, misuse, disclosure, alteration, destruction as well as from other illegal actions of third-parties.
Nova Fintech LLC has also implemented a number of security and technical measures to ensure that your information is protected and securely maintained such as encryption, data storage diversification, internal data access restrictions, anonymization technology, data and asset diversification, and strict physical access controls to buildings & files.
Please note that transmission of information (including communications by email) over the Internet or other publicly accessible networks is not one hundred percent secure, no method of transmission over the Internet is totally secure.
Also, please note that Nova Fintech LLC is not liable for the security of any information you are transmitted to Us or received from Us by Internet or wireless connection, including email, phone, or other means of communication since We have no way of protecting that information once it leaves and until it reaches Us. While We strive to use commercially acceptable means to protect your Personal Information, We cannot guarantee its absolute security.
You should also understand the responsibility and take safety precautions to protect your own Personal Information.
If you have any suspicions that your Personal Information has been put in jeopardy, or at any risk, particularly your account, password and/or other information, please make sure to contact Us as soon as possible Nova Fintech LLC.
We may modify or amend this Privacy Notice from time to time.
To let you know when we make changes to this Privacy Notice, we will amend the date at the top of this page. The new, modified, or amended Privacy Notice will apply from that revision date. Therefore, we encourage you to periodically review this Privacy Notice to be informed about how we are protecting your information.
This Privacy Notice was written in English. To the extent any translated version of this Privacy Notice conflicts with the English version, the English version controls.
This version was last updated on November 15, 2024 and historic versions can be obtained by contacting the Company.
If you are located in the EU, make a notice that your Personal Information may be transferred to countries that are not part of the EU.
Nova Fintech LLC will take additional measures in order to establish that your Personal Information is treated just as safely and securely as it would be within the European Union and under the Data Protection Legislation as follows:
(i) choosing only partners and services that are compliant with the EU standards;
(ii) limiting access to your Personal Information to those employees, agents, contractors, and other third parties with a legitimate need to know and ensuring that they are subject to duties of confidentiality;
(iii) procedures for dealing with data breaches (the accidental or unlawful destruction, loss, alteration, unauthorized disclosure of, or access to, your personal data) including notifying you and the governing authority where Nova Fintech LLC is legally required to do so.
Nova Fintech LLC will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Information will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.
Some of Our external third parties are based outside of the European Economic Area (EEA) so their processing of your Personal Information will involve a transfer of data outside the EEA.
Once We transfer your Personal Information outside the EEA, We shall observe the criteria set within the EEA.
For further details, see European Commission: Adequacy of the protection of personal data in non-EU countries:(https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/adequacy-protection-personal-data-non-eu-countries_en)
Where We share Personal Information with fraud and crime prevention agencies and fraud and/or criminal history checking service providers in the EEA, they may transfer your Personal Information outside of the EEA, in this case they impose contractual obligations on the recipients of that data to protect your Personal Information to the standard required in the EEA and/or they may require the recipient to subscribe to certain standards, intended to enable secure data sharing.
Please contact Us if you want further information on the specific mechanism used by Us when transferring your personal data out of the EEA.
It is important that the personal information Company holds about you is accurate and current. Please keep the Company informed if your personal information changes during your relationship with the Company. Additionally, if you have any questions about this Policy, the practices of the Website or your interaction with Company, please contact:
Nova Fintech LLC
Company number: 2567 LLC 2022
Address: Trust House, 112 Bonadie Street, Kingstown, St. Vincent and the Grenadines
Email: info@novafintech.co